Utah

Utah Insurance Licensing Requirements

Get Started

On this page, you’ll find a comprehensive guide for becoming a licensed insurance agent. We’ll walk you through the process, and we’ll be here to answer any questions you have along the way.

The Utah Department of Insurance requires each person selling insurance in the state to hold an insurance producer license. You will choose which line of authority you want to be licensed in: health insurance, life insurance, property and casualty insurance, or any combination of those lines.

Once you know which license type you need, you’re ready to begin. In Utah, there are 5 steps to getting your insurance license.

Buy an Insurance Licensing Package

Step 1: Complete a Prelicensing Course

If you would like to become a licensed insurance agent or adjuster in Utah, you must pass a licensing exam. To prepare for the state exam, you should take a prelicensing education course. A.D. Banker offers prelicensing courses that will prepare you to successfully pass the state exam on your first attempt. We offer online courses that can be supplemented with web classes and learning tools like flashcards and study manuals.

Step 2: Pass a Licensing Exam

After you finish your prelicensing course, you are now ready to take the state licensing exam. You must score 70% or higher to pass your state licensing exam. It is important that you pass the exam on the first attempt to avoid additional exam fees.

Step 3: Get Fingerprinted

The Utah Insurance Department requires fingerprint impressions from all unlicensed applicants. This must be done at a Prometric testing center, and the impressions will be submitted for a background check.

Step 4: Apply for License

After passing the exam, you are ready to apply for your license through Sircon or the National Insurance Producer Registry (NIPR). You can check the status of your license application through Sircon and print your license once the application processes.

Step 5: Plan for Continuing Education

Continuing education (CE) is required for all resident producers for license renewal. Individual licenses are valid for 2 years and may be renewed as long as the continuing education requirements are complete. The renewal period for a new license may be longer than two years since licenses renew during the individual’s birth month.

The continuing education requirements for agents and adjusters are generally 24 hours every 2 years, including 3 hours of ethics training. There are additional requirements for selling certain products, such as annuities and long-term care.

Nonresident license holders are currently required to adhere to their home state continuing education requirements, as long as their CE requirements are substantially similar. Nonresident licensees must comply with Utah’s CE requirements if their home state does not have similar requirements.

It’s important to stay on top of any changes to Utah insurance statutes and continuing education requirements, which can be found on the Utah Department of Insurance website.

Utah Insurance License Exam FAQ

How much does the Utah insurance exam cost?

The exact cost of the insurance exam can be found on the Utah Insurance Department’s website, but exams currently range in price from $30–$45.

Where can I take the state exam?

Prometric issues Utah’s state licensing exams and has remote exams available to ensure accessibility and safety. These exams require you to have a computer or laptop that is compatible with the ProProctor remote testing platform. If you do not have a compatible computer, you must schedule an in-person exam.
Exams may also be taken in-person at a Prometric testing site. Exams taken at a Prometric location may include an additional provider fee.

How do I schedule my state exam?

Every insurance licensing exam is accompanied by an exam fee that must be paid at the time of reservation by a credit or debit card, voucher, or electronic check. You can schedule your state exam online or by calling (888) 226-8740.

What is the format of the state exam?

All licensing exams are taken on a computer and are multiple choice. The exam will cover both a general section with basic insurance product knowledge and a state section with specific insurance laws, rules, regulations, and practices that are unique to Utah. A good prelicensing course will feature practice exams that simulate the format of the state exams, so you should know exactly what to expect on the actual state licensing exam.

How long is the state exam?

Depending on which line of insurance you are testing on, the amount of time and number of questions on the exam vary. Exams will last 2–2.5 hours and can have 100–150 questions. Each exam is accompanied by a unique exam code.

17-01 – Producer’s Life exam is 2 hours with 100 questions
17-02 – Producer’s Accident/Health exam is 2 hours with 100 questions
17-03 – Producer’s Life & Accident/Health exam is 2.5 hours with 150 questions
17-04 – Producer’s Property & Casualty exam is 2.5 hours with 150 questions
17-11 – Adjuster’s Property & Casualty exam is 2.5 hours with 100 questions
17-20 – Personal Lines exam is 2 hours with 100 questions
17-22 – Producer’s Property exam is 2 hours with 100 questions
17-23 – Producer’s Casualty exam is 2 hours with 100 questions
17-25 – Consultant’s Accident/Health exam is 2 hours with 100 questions
17-24 – Consultant’s Life exam is 2 hours with 100 questions
17-09 – Consultant’s Life & Accident/Health is 2.5 hours with 150 questions

What score do I need to pass my state exam?

For all insurance exams, the passing score is 70% or higher. Immediately after your exam, you will receive a pass or fail notification.

What happens if I fail my state exam?

You will receive a diagnostic report indicating your strengths and weaknesses on the exam. You can send up a copy of your score report to curriculum@adbanker.com for our team to review and respond with personalized feedback.
You are able to immediately reschedule a new exam without a waiting period. If you would like more detailed information, or if you have any questions about the exam process, please visit Prometric’s website.

Disclaimer

This information is provided as a general guide and is subject to change. Please verify all details with the Utah Department of Insurance and Prometric for the most up-to-date licensing requirements and procedures.